POS built for everyday growth

The Marketing POS thatturns payments into growth.

With Debby, every transaction grows your business — cash upfront, loyal customers, and zero card fees.

Instant settlement

T+0 payouts

Customer activation

5x faster signups

Loyalty uplift

+32% repeat spend

Debby POS terminal
Loyalty walletGold tier

Adaobi A. • 120 pts

Level 3Next reward in 28 pts
Why switch?

What you gain with Debby

Traditional terminals only process payments. Debby turns payments into prepaid cash, repeat visits, and a live marketing channel.

Bank POS terminals

Charges per transaction
No customer data
No cashback
Not available loyalty tools
24–48 hours payout
Limited or no sales insights

Debby Marketing POS

₦0 transaction fees
Captures and stores customer info
Rewards customers automatically
Built-in promotions & loyalty cards
Fast, real-time settlement
Smart dashboard + customer trends
Core features

Everything Debby builds into the terminal

From prepaid cashflow to automated loyalty, Debby Marketing POS gives you the tools to grow sales in real time.

Cash Upfront

Customers preload value into their Debby wallet before they shop, so you restock with money you already have.

Cashback Loyalty

Create the reward once and the terminal handles the rest—customers see their balance climb and keep coming back.

₦0 Fees

Every Debby card payment lands in full, helping you protect margins while still rewarding loyal shoppers.

All-in-One Payments

Chip, tap, transfer, wallet, or Debby card—staff follow one flow and customers never queue for a different terminal.

Customer Data & CRM

Capture visit frequency, total spend, and preferences at checkout so campaigns and service feel personal.

Promotions

Drop targeted SMS or WhatsApp offers straight from Debby when spend dips or new stock lands.

Benefits for Merchants

Why operators switch to Debby

Debby Marketing POS turns everyday payments into faster cashflow, loyal customers, and healthier margins.

Faster cashflow

Restock quickly because settlements hit instantly—no more waiting days for card deposits.

More loyal customers

Built-in wallets and cashback keep shoppers sticky without extra tools or agencies.

Big savings

₦0 fees on Debby card payments plus automatic tax deductions on cashback expenses.

All-in-one POS

Every debit/card swipe, transfer, or wallet payment runs on the same terminal—no lost sales.

Get Started

How to Get Your Debby POS Terminal

Getting started with Debby is simple. Follow these steps to equip your business with our cutting-edge payment solution.

Business owner receiving Debby POS terminal

Join Beta

Fill out our simple beta application form. We're looking for businesses ready to try innovative payment solutions.

Business Evaluation

We'll reach out to you and evaluate your business to ensure Debby is the right fit for your needs and operations.

Activation & Training

Once approved, we'll schedule a personalized training session to help you and your staff get familiar with all the features.

Start Accepting Payments

Begin accepting payments and enjoy the benefits of instant settlements and customer loyalty features.

FAQ

Frequently Asked Questions

Everything you need to know about the Debby POS Terminal and mobile solutions.

What is the cost of the Debby POS terminal?

The Debby POS terminal is free. However, businesses are required to pay a small insurance and caution fee to cover device security and ensure responsible use. There are no software or setup fees.

What types of payments can Debby POS process?

Debby POS is designed to accept a wide range of payment types, including: Debit & Credit Cards (Verve, Mastercard, Visa), Bank Transfers (to a virtual account tied to the terminal), and Debby Spend Cards.

Can I use my phone as a POS instead?

Yes. Debby offers a mobile POS experience through the Debby Business App, which allows you to: Accept payments from Debby Spend Cards, Perform card top-ups, and Register customers right from your phone. However, for debit/credit card and bank transfer processing, we recommend using the dedicated Debby POS terminal.

How long does it take to deliver the Debby POS terminal?

Your Debby POS terminal will be delivered within 48 to 72 hours after onboarding is complete and the insurance/caution fee is paid.

Is there a monthly fee or hidden charge?

No. There are no monthly fees. You only pay the one-time caution and insurance fee for the terminal. Debby earns only when your customers transact, ensuring our success is tied to yours.

Ready to upgrade your payment experience?

Join the growing number of businesses using the Debby POS Terminal to streamline payments, build customer loyalty, and access immediate working capital.

No long-term contracts
Free shipping & setup
24/7 technical support