With Debby, every transaction grows your business — cash upfront, loyal customers, and zero card fees.
Instant settlement
T+0 payouts
Customer activation
5x faster signups
Loyalty uplift
+32% repeat spend

Adaobi A. • 120 pts
Traditional terminals only process payments. Debby turns payments into prepaid cash, repeat visits, and a live marketing channel.
From prepaid cashflow to automated loyalty, Debby Marketing POS gives you the tools to grow sales in real time.
Customers preload value into their Debby wallet before they shop, so you restock with money you already have.
Create the reward once and the terminal handles the rest—customers see their balance climb and keep coming back.
Every Debby card payment lands in full, helping you protect margins while still rewarding loyal shoppers.
Chip, tap, transfer, wallet, or Debby card—staff follow one flow and customers never queue for a different terminal.
Capture visit frequency, total spend, and preferences at checkout so campaigns and service feel personal.
Drop targeted SMS or WhatsApp offers straight from Debby when spend dips or new stock lands.
Debby Marketing POS turns everyday payments into faster cashflow, loyal customers, and healthier margins.
Restock quickly because settlements hit instantly—no more waiting days for card deposits.
Built-in wallets and cashback keep shoppers sticky without extra tools or agencies.
₦0 fees on Debby card payments plus automatic tax deductions on cashback expenses.
Every debit/card swipe, transfer, or wallet payment runs on the same terminal—no lost sales.
Getting started with Debby is simple. Follow these steps to equip your business with our cutting-edge payment solution.

Fill out our simple beta application form. We're looking for businesses ready to try innovative payment solutions.
We'll reach out to you and evaluate your business to ensure Debby is the right fit for your needs and operations.
Once approved, we'll schedule a personalized training session to help you and your staff get familiar with all the features.
Begin accepting payments and enjoy the benefits of instant settlements and customer loyalty features.
Everything you need to know about the Debby POS Terminal and mobile solutions.
The Debby POS terminal is free. However, businesses are required to pay a small insurance and caution fee to cover device security and ensure responsible use. There are no software or setup fees.
Debby POS is designed to accept a wide range of payment types, including: Debit & Credit Cards (Verve, Mastercard, Visa), Bank Transfers (to a virtual account tied to the terminal), and Debby Spend Cards.
Yes. Debby offers a mobile POS experience through the Debby Business App, which allows you to: Accept payments from Debby Spend Cards, Perform card top-ups, and Register customers right from your phone. However, for debit/credit card and bank transfer processing, we recommend using the dedicated Debby POS terminal.
Your Debby POS terminal will be delivered within 48 to 72 hours after onboarding is complete and the insurance/caution fee is paid.
No. There are no monthly fees. You only pay the one-time caution and insurance fee for the terminal. Debby earns only when your customers transact, ensuring our success is tied to yours.