Our Manifesto

Why we built Debby and what we believe about the future of business payments

We believe every business deserves better.

Better cash flow. Better loyalty. Better control.

You shouldn't have to wait until a customer walks in before you get paid. You shouldn't lose money every time someone taps a card. And you definitely shouldn't depend on loans just to keep your lights on.

So we built Debby β€” not just a tool, but a shift.

With Debby, you issue your own branded Spend Card. Your customers load it β€” from any bank, any time. You get the money instantly. No delays. They spend it later β€” but only with you. And when they do? You pay no fees.

It's not just payment.

It's prepaid revenue.

It's loyalty with teeth.

It's your customers saying, "I'll be back β€” and I've already paid."

πŸ’°You gain upfront cash.

πŸ’³They carry a balance tied to your store.

♻️Every top-up is a commitment. Every tap is guaranteed spend.

β›”No POS fees when customers spend with your card.

🎁And when you reward loyalty β€” they keep reloading.

But here's the best part:

Debby doesn't replace your current payment system.
It enhances it.

Our POS works with all regular debit cards, transfers, and even USSDβ€”just like you're used to. We just add something more powerful: prepaid revenue and loyalty built right in.

Debby is our promise:

To free your business from the limits of cash flow.

To turn every customer into working capital.

To build a world where you never wait to get paid again.

No loans. No losses. Just your money, your rules.

This is Debby. And we're just getting started.