Turn Every Customer into Upfront Cash.
With Debby, customers load your branded Spend Card—funds land in your wallet instantly, and they spend it only at your store.
Retail Cash Flow, Revolutionized.
Get paid upfront before customers even shop
Guaranteed repeat business with locked-in spending
Zero transaction fees on branded card payments
Whether you run a supermarket, mini-mart, electronics store, or any retail business—Debby keeps your revenue flowing and your customers coming back.
How It Works — 3 Simple Steps
Turn every customer into upfront cash with our simple 3-step process
Give Customers Your Branded Card
You give customers your branded Spend Card. It's their gateway to your store and your key to upfront cash flow.
They Load, You Get Paid Instantly
They load it with money via bank transfer—you get the funds instantly. No waiting, no delays, just immediate cash flow.
They Return and Spend
Customers return to shop and spend their balance, which stays locked to your store. Guaranteed repeat business.
Why Retailers Choose Debby
Simple benefits that transform your business
Get paid before customers even shop
Instant cash flow when customers load their cards
Zero transaction fees on branded cards
Keep more of what you earn with no POS fees
Funds stay locked to your store
Guaranteed spending with no risk of chargebacks
Increase customer return rate by 85%
Customers return to spend their preloaded balance
Perfect for all retail types
Supermarkets, mini-marts, electronics stores, and everything in between
Branded Retail Spend Cards
Turn every purchase into prepaid revenue. Sell branded cards that customers load with money—you get paid instantly.
Retail Financing Made Simple
Create fixed-value retail cards that customers buy upfront. Perfect for regular shoppers, gift cards, and loyalty programs.
This feature is coming soon. Join our beta to be the first to know when it's available.
Debby for Retail — FAQ
Everything you need to know about using Debby for your retail business
How does Debby help with retail cash flow?
How does Debby help with retail cash flow?
Debby provides immediate access to funds when customers purchase and load their retail cards, giving you working capital upfront before they even shop.
Can customers use cards at multiple branches?
Can customers use cards at multiple branches?
Yes! Debby cards work seamlessly across all your store locations, creating a unified payment ecosystem for your entire retail chain.
What happens to unused card balances?
What happens to unused card balances?
Unused balances remain locked to your store ecosystem, encouraging customers to return for future purchases.
Is there a minimum store size requirement?
Is there a minimum store size requirement?
No minimum requirements! Debby works for small boutiques to large retail chains with multiple locations.
How do I issue cards to customers?
How do I issue cards to customers?
You can issue retail cards right at checkout or through your loyalty program. It's fast, easy, and doesn't require any extra setup.
Can I get custom-branded cards for my store?
Can I get custom-branded cards for my store?
Yes. If you want to issue branded cards, we'll work with you to create sample designs. Once you approve a design, we'll handle the personalization and delivery of your store-branded spend cards.
Ready to transform your business?
Join our beta program today and transform how your business accesses working capital. Limited spots available.